Stage 4: honest health, explicit error policy, event-bus integrity

Engine mode is now explicit: USE_MOCK_SIP=true is the only way to get
the mock engine; an unconfigured trunk fails startup with guidance
instead of silently degrading. Root-caused why the engine always ran
mock: nested pydantic-settings never read .env (no env_file on the
sub-settings classes) — all 8 now declare it.

/health stops lying: reports engine mode (sippy|mock), a live DB
SELECT 1, trunk registration state with reason, and TTS/STT
availability from their last real request; "healthy" now requires
ready + db + sippy + registered trunk.

Error policy: leaf services (tts/transcription/llm_client) raise and
track availability; call-loop callers catch, publish EventType.ERROR
naming the failed service, and apply an explicit fallback. Persistence
writes get one bounded 3x exponential retry, then an ERROR log — no
more silent data loss.

Event bus: a full subscriber queue drops its oldest event (counted)
instead of silently evicting the subscription; subscribe(replay_last=N)
delivers the advertised history replay, used by /ws/events (25).

Receptionist correctness: a matched TAKE_MESSAGE rule beats the LLM;
voicemail polls for early hangup and stops/transcribes/hangs up in
finally; RecordingSession finally keeps its leg_ids so taps detach.

Dead code removed: models/contact.py + Contact table, dtmf_buffer,
transcribe_stream stub, SMS stub in notification.py.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

tests/test_services.py

@@ -123,14 +123,14 @@ class TestLLMClient:
             assert result["key"] == "value"
 
     @pytest.mark.asyncio
-    async def test_chat_http_error_returns_empty(self):
-        """Verify HTTP errors return empty string gracefully."""
+    async def test_chat_error_raises(self):
+        """Failures propagate to the caller (which owns the fallback)."""
         client = self._make_client()
 
         with patch.object(client._client, "post", new_callable=AsyncMock) as mock_post:
             mock_post.side_effect = Exception("Connection refused")
-            result = await client.chat("test", system="test")
-            assert result == ""
+            with pytest.raises(Exception, match="Connection refused"):
+                await client.chat("test", system="test")
             assert client._total_errors == 1
 
     @pytest.mark.asyncio